Planixs integration partner

Planixs is the global leader in providing cloud-based treasury software that allows banks to go real-time. Allied Irish Banks, Banque Internationale à Luxembourg, and Zenith Bank are among its clients.

Founded in 2011 and headquartered in the United Kingdom, Planixs is the company behind Realiti®. Realiti is a modular intraday control solution suite that powers real-time liquidity, cash and collateral management.

Realiti uses machine learning and predictive analytics to deliver insights and accurate projections from the data accumulated. The benefits of Realiti include:

• It’s designed to handle millions of transactions per hour effortlessly.
• Real-time auto-matching approaches 100%.
• Deployment is rapid and takes only weeks.

Realiti suite includes:

• Intraday liquidity management
• Cash flow projections
• Regulatory reporting
• Intraday stress modeling
• Intraday reconciliation
• Intraday balance forecasting
• Payment control
• Inventory monitoring and management
• Vostro management
• Strategic reporting

Here are the six best ways to protect your organization against liquidity risks, especially in times of economic turbulence:

• Making cash flow projections more precise with automation, data aggregation and predictive analytics
• Improving receivables management by providing incentives and penalties for past-due payments, becoming proactive in collections and automating manual tasks
• Introducing frequent liquidity analyses that take into account real-time and historical data on uncollected receivables, seasonality, markets’ volatility and monetary policy
• Bringing all financial data, both internal and external, to one place to keep track of and draw insights from it
• Automating internal and regulatory reporting with pre-built or custom templates to facilitate compliance and speed up C-level decision-making
• Implementing predictive analytics for real-time forecast adjustments, multi-scenario simulations, risk analyses and irregularity detection

Optimized liquidity management comes with four key benefits.

• It improves cash forecasting accuracy. Solid liquidity management enables minimizing buffer costs and estimating liquidity funding with precision.  Top management can commit cash to other expenses without risking insolvency.
• It helps mitigate trapped cash risks. Accurate forecasting lets you avoid trapped cash scenarios, such as overfunding buffer costs. Thus, financial institutions remain resilient in turbulent market conditions.
• It mitigates liquidity risks. Precise assessments and projections minimize the risk of insolvency and ensure the organization’s long-term financial health. They also help avoid converting assets into cash at a loss and navigate situations like a run on deposits with minimal losses.

It contributes to the organization’s reputation. Investors, regulators, business partners, creditors and clients – all of them pay attention to the organization’s liquidity management as a financial health indicator.